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Capital One is a US bank which launched its UK operation in 1996. It was Capital One that introduced the ‘balance transfer' concept in 1992, thereby revolutionising the credit card market. It is today one of the major credit card providers. There are several cards to choose from. It offers both Classic and Platinum credit cards, both catering for different customers, i.e. those with excellent credit history and those without. Though the Classic credit card does not come with benefits such as introductory rates on balance transfers or purchases, you can select from a wide choice of attractive card designs.
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This card is provided by Nationwide, a Building Society that is owned and run for the benefit of its members, rather than shareholders. Established over 150 years ago, it is now one of the largest mortgage lenders in the UK and the biggest building society in the world. Nationwide offers a variety of personal finance products including a range of credit cards suiting all types of card user. If you sign up to the Comic Relief Visa, Nationwide will donate a percentage of your purchases to this charity.
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Dating back to 1872, the Co-operative Bank offers a wide range of competitive financial services, including personal loans, insurance, current accounts and pensions. In 1999 it launched Smile, the first full service internet bank in the UK. The Co-operative is the only high street bank with an Ethical Policy, introduced in 1992. This policy governs the types of businesses the bank will and won't offer services to, for example it may refuse to deal with a business that has a negative environmental impact. The Co-operative Bank offers a range of credit cards, some of them dedicated to specific charities.
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Founded in 1872, the Co-operative Bank offers a wide range of competitive financial services, including personal loans, insurance, current accounts and pensions. In 1999 it launched Smile, the first full service internet bank in the UK. The Co-operative is the only high street bank with an Ethical Policy, introduced in 1992. This policy governs the types of businesses the bank will and won't offer services to, for example it may refuse to deal with a business that has a negative environmental impact. The Co-operative Bank offers a range of credit cards, some of them dedicated to specific charities.
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Dating back to 1872, the Co-operative Bank offers a wide range of competitive financial services, including personal loans, insurance, current accounts and pensions. In 1999 it launched Smile, the first full service internet bank in the UK. The Co-operative is the only high street bank with an Ethical Policy, introduced in 1992. This policy governs the types of businesses the bank will and won't offer services to, for example it may refuse to deal with a business that has a negative environmental impact. The Co-operative Bank offers a range of credit cards, some of them dedicated to specific charities. If you want to apply for this card you will need to meet strict criteria in terms of age, income and current credit card status.
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Egg was established in 1998 and is now the world's largest pure online bank. It has been owned by Citigroup since May 2007. In the 2007 uSwitch Customer Satisfaction survey conducted by YouGov, Egg was voted best credit card provider in terms of online services, with 91% of users declaring themselves satisfied.
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First Direct is a division of HSBC and was launched in 1989.
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Allied Irish Banks was formed in 1966 and gradually became a successful international organisation. In July 1991 the merger of AIB group's interests in Northern Ireland with those of TSB Northern Ireland created First Trust Bank, which among other financial services, offers a variety of credit card options to suit a range of customer needs.
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Allied Irish Banks was formed in 1966 and gradually became a successful international organisation. In July 1991 the merger of AIB group's interests in Northern Ireland with those of TSB Northern Ireland created First Trust Bank, which among other financial services, offers a variety of credit card options to suit a range of customer needs.
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MBNA Corporation was acquired by Bank of America in 2006. It is the world's largest independent credit card lender, specialising in affinity cards. There are hundreds of MBNA Europe Bank credit cards affiliated with organisations as diverse as the UK branch of WWF and Manchester United Football Club. The Platinum Plus Visa is a regular credit card with highly competitive interest rates. As its name suggests, it is a premium product, great if you want to take advantage of your excellent credit rating.
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